Residential Wind Damage
All across Texas, property owners are trying to rebuild in the aftermath of Hurricane Harvey. For property owners that sustained wind damage, and possibly additional damage such as interior leaks, rebuilding can be a lengthy process. Many will find their insurance companies are less than honest about fully and completely investigating and paying out claims. Many policyholders will have to deal with delays and unanswered questions from adjusters only to receive low-ball settlement offers or have excessive depreciation of their property applied to their claim to minimize payouts. Insurance companies often utilize delay tactics to pressure a policyholder into accepting a low offer for the sake of moving on; however, property owners who pay their premiums are entitled to full coverage under their policy.
Residential Flood Claims
The rain brought by Hurricane Harvey flooded thousands of homes and caused high-value residential losses in some of Houston’s most desirable neighborhoods. Insurance companies are looking at millions or even billions of dollars in claim obligations. Flood insurance policies have caps that limit the amount the company will pay, even in the event of a total loss. For Texas homeowners, that cap is $250,000 even if the home and/or its contents are valued much higher.
The insurance industry is a billion-dollar industry that profits by cashing policyholders’ premium payments and minimizing their claim payouts. To help protect the company’s bottom line, many insurance companies will often utilize bad faith practices to minimize or completely deny claims. Not only is this wrong, it’s illegal. If an insurance company has delayed, underpaid, or completely denied your claim, you will need to work with an experienced attorney to get what you rightfully deserve for your significant Harvey losses.
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The lawyers at Raizner Slania LLP are leaders in bad faith insurance litigation and have worked together on property cases for a number of years. Founding partner Jeff Raizner was co-liaison counsel on the Hurricane Ike litigation in Houston, and has been selected by courts and his peers to serve on a number of steering committees established to manage and guide litigation involving insurance and other disputes; he is a recognized leader nationwide in complex commercial property insurance litigation.
Partner Andrew Slania has served as the lead attorney on hundreds of commercial property insurance disputes throughout the nation and presents regularly to numerous insurance-related trade associations. Lawyer Amy Hargis has represented numerous property owners in litigation against their insurance carriers for bad faith practices.
Contact us today to schedule a free consultation with our best-of-the-best lawyers and discuss your hurricane insurance claim. We won’t rest until you receive the money you’re owed.