NCAA Concussion Lawsuits

Raizner Law Files Hundreds of Additional NCAA Concussion Lawsuits

Raizner Law has recently filed over two hundred additional lawsuits on behalf of former collegiate football players against the National Collegiate Athletic Association or NCAA. Players allege the NCAA did not educate them about the long-term effects of concussions sustained during play and failed to implement safety protocols that could have lessened the effects.

The lawsuits were filed in the Southern District of Indiana, where over 100 lawsuits have already been filed. Many of the plaintiffs involved haven’t been on the football field in years, but the effects of their time playing for universities continue to affect their lives. When a person sustains a concussive or sub-concussive hit, brain cells die. Anytime a brain cell dies, it releases a protein called a Tau protein (or T-protein) that can cause further cell death. Repeated impacts to the head cause a build up of T-proteins in the brain, which continue to destroy brain cells as the individual begins to suffer neurological impairment.

Unfortunately, there is no way to stop or slow down this process. The damage caused by repeated football concussions can lead to a wide variety of neurological conditions, like Alzheimer’s, Dementia, Parkinson’s, and ALS, among others. While these conditions develop over time, many former football players report experiencing anxiety, depression, mood swings, concentration problems, and poor memory just years after they’ve left the game.

Research on the effects of repeated concussions began in the 1920s with boxers who would suffer from “punch drunk syndrome.” Throughout the twentieth century, advances in medicine have helped physicians understand exactly what goes inside the head during and after a concussion. Unfortunately, medicine has not advanced far enough to completely and successfully treat neurological conditions caused by repeated concussions.

The NCAA is charged with overseeing and protecting the health and well being of over 300,000 student athletes. For years, the NCAA chose profits over players by failing to implement concussion protocols to protect college footballers. The NCAA has no right to make millions in profits each year off of college athletes who are sustaining permanent health damage.

Get Help With Your NCAA Concussion Lawsuit

Raizner Law is proud to help former collegiate athletes hold the NCAA responsible for their recklessness. Get help with your NCAA concussion lawsuit today by contacting us for a free consultation.

Concussion Lawsuit

Former Cornerback Files Concussion Lawsuit Against the NCAA

Raizner Law has filed a lawsuit on behalf of a former Worcester Polytechnic Institute (WPI) football player against the National Collegiate Athletic Association for allegedly failing to protect him from the long-term effects of concussions. Our plaintiff played as a cornerback in 1999, but continues to suffer from neurological impairments to this day.

Since the inception of WPI’s football program through at least 2010, there were no adequate concussion management protocols or policies in place to address and treat concussions sustained by student athletes during practice and in games. When our client experienced a significant head injury or concussion, he would be quickly returned to the field of play or only be taken out of the game for an inadequate amount of time. During his time playing college football for WPI, our client sustained many impacts to the head. As a result, he currently suffers from depression, memory loss, and suicidal thoughts, among other mental issues.

Although the NCAA knew about the long-term effects of concussions, they kept the public and players in the dark and continued to profit off of college football players. Raizner Law is seeking compensation on our client’s behalf to cover the cost of past and future medical expenses, other out of pocket expenses, lost time and interest, and lost future earnings. While no amount of money can reverse the brain damage our client has suffered, it will help hold the NCAA accountable for its actions.

Thousands of Players Affected

Evidence linking concussions to long-term neurological impairment has existed for decades. Despite being charged with safeguarding the wellbeing of its student athletes, the NCAA did nothing to educate or protect college football players from the dangerous and lasting side effects of being hit while playing football. There have been thousands of collegiate football players over the past few decades, and according to a study published in the Journal of the American Medical Association, 91% of former collegiate football players were diagnosed post-mortem with Chronic Traumatic Encephalopathy or CTE. CTE is a degenerative brain disease caused by repeated impacts to the head.

Learn Your Rights Today

Former collegiate football players do not have to suffer in silence. Raizner Law is representing dozens of former NCAA football players and we can help you too. Contact us today to schedule a free consultation with one of our attorneys.

Hail Damage Insurance Lawsuit

Ohio Condominium Owners Association Files Hail Damage Insurance Lawsuit

Raizner Law has filed a hail damage insurance lawsuit on behalf of an Ohio condominium owners association against Allstate Insurance Company after its insurance claim was wrongfully denied.

The property consists of 13 condominium buildings with approximately 140 units. On May 30, 2015, a wind and hailstorm swept through the area and pelted the property with hail one-inch in diameter. The wind and hail caused substantial damage to the property, including damage to the siding, roof structures, and HVAC units. Our client reported the hailstorm damage to Allstate and asked that the cost of repairs be covered pursuant to the policy.

In response to the claim, Allstate assigned the claim to a claims representative located in Irving, Texas. In turn, the claims representative engaged the help of an engineering firm to evaluate the damage. The investigation of the property only lasted approximately one hour and no investigation of the roof was conducted. The engineering firm was not hired to investigate the damages, but rather the exact date the damage occurred to determine whether or not the damage occurred during the coverage period. The engineering firm relied on “observation reports” from “storm spotters” throughout the United States, which are “not official records” but were “summarized and eventually reported by the National Climatic Data Center (NCDC).” However, the engineering firm did not provide any of those “observation reports,” records, or other NCDC data in support of its conclusions.

Based solely on these observation reports, Allstate denied the insurance claim alleging the damage occurred outside of the coverage period. Allstate did not provide any supporting documentation for its conclusion.

Allstate Violated Ohio Insurance Law

Ohio law requires Allstate to act in good faith in handling and paying the claims of its insured. The requirement to act in good faith includes both the duty to investigate in good faith and provide a reasonable justification for denial. Allstate failed to exercise good faith in the processing of a claim.

Hail Damage Insurance Lawsuits

Policyholders that regularly pay their premium deserve full coverage pursuant to their policies. Insurance companies that wrongfully deny valid claims need to be held accountable for their actions. If your insurance company has wrongfully denied your condominium owners association insurance claim, contact Raizner Law today for a free consultation to discuss your case.

NCAA College Football

Childhood Concussions See Increase In Diagnosis and Treatment

Many boys grew up playing football, and the public is becoming aware of the dangers of the sport due to repeated impacts to the head. Although the link between football and the long term effects of concussions has long since been known to the medical community and sports organizers, the information hasn’t reach the wider public until recent years. Parents and coaches now have a much better understanding of concussions, and as a result, the number of childhood concussions has finally started to decrease.

According to data collected from Blue Cross Blue Shield Axis, the largest collection of health insurance claims data, the rate of concussion diagnoses is rapidly increasing. This suggests the public is finally aware of and understanding the dangers of head trauma sustained during play. Between 2010 and 2015, concussion diagnoses in patients between the ages 10 and 19 increased 71%. Additionally, the data indicated young males were significantly more likely to receive a diagnosis in the fall. The reason? Football season happens in the fall.

There is no doubt that the increased awareness of the dangers of concussions has changed the way people think of contact sports. Unfortunately, this change in thinking has come far too late for thousands of former football players now suffering from the long term effects of concussions.

Organizations like the National Collegiate Athletic Association (NCAA) have known for decades that repeated hits to the head could cause degenerative neurological conditions later in life. Despite knowing this, the NCAA concealed the dangers from players and failed to implement concussion protocols that could have lessened the damage to players. For decades, when players received sub-concussive or concussive hits, they were told to “shake it off,” but the dementia, Alzheimer’s, and Parkinson’s (among other conditions) that they developed later in life as a result can’t be “shaken off” as easily.

Getting Justice For Former NCAA College Football Players

The NCAA had a responsibility to protect players’ health and wellbeing. They decided to put profits above this responsibility, much to the detriment of student athletes across the country. If you played football for an NCAA regulated team and suffered injuries, you have legal options. The experienced trial lawyers at Raizner Law are representing many former football players in lawsuits against the NCAA. We offer free consultations and can explain your legal options. Contact us today to schedule an appointment.

Arlington Insurance Lawyers

Arlington, Texas Hotel Owner Files Hail Damage Claim Lawsuit

Raizner Law has filed a hail damage claim lawsuit on behalf of an Arlington, Texas hotel owner against Zurich American Insurance Company after its hail damage claim was wrongfully denied under Texas law.

Our client operates a four-story hotel located on 54,537 square feet of land with 45,340 square feet of interior space. In May 2016, our Texas hotel owner client discovered extensive hail damage to the property from a hail storm that swept through Arlington. Substantial portions of the property’s roof, windows, and interiors sustained damage. The plaintiff promptly filed a claim with Zurich, alerting them to the extensive damages and asking that the cost of repairs be covered pursuant to the policy.

Zurich’s retained adjuster performed a cursory investigation of the property in April 2017 and prepared an estimate for payment to the plaintiff. The adjuster documented a minimal amount of damage, and then issued an underpayment based on its own faulty estimates.

In part, due to the significant underpayment, in July 2017, the plaintiff engaged a public adjuster to represent its interests. It was only after the plaintiff notified Zurich that it had hired a public adjuster that Zurich retained also a third-party company to perform an investigation of the property. The third-party determined the damages were the result of “long-term deterioration of the seals,” and recommended an additional, sub-standard payment.

Zurich’s claims-handling process omitted a wealth of facts, physical evidence, obvious damages, and meteorological data supporting the plaintiff’s claim. Zurich unreasonably determined the damage “was the result of long-term deterioration,” ignoring significant evidence to the contrary. The third-party report simply rubber-stamped the underpayment Zurich previously authorized.

Zurich Violated The Texas Insurance Code

Our client alleges Zurich violated numerous aspects of the Texas Insurance Code, including failing to attempt to effectuate the prompt, fair, and equitable settlement of a claim, failure to adopt and implement reasonable standards for prompt investigation of the claim, and misrepresentation of the policy under which it affords coverage to the plaintiff.

Arlington Insurance Lawyers

Policyholders deserve full protection under their policies. Many insurance companies prey upon uninformed policyholders unaware of their legal rights. If your insurance company is denying your claim or misrepresenting the terms of your policy, contact the Arlington insurance lawyers at Raizner Law today to schedule a free consultation to discuss your case.

concussions

NFL Sees Fewer Concussions In 2018, But The Damage Is Already Done

Concussions have been plaguing the sport of football for decades. The concussive and sub-concussive hits sustained during play have given players long-term neurological conditions like dementia, Parkinson’s, and Alzheimer’s, among many others. It took years for the NFL to implement concussion management protocols that could lessen the effects of concussions, but once the league did so, the number of concussions finally decreased. Unfortunately, these concussion protocols come too late for hundreds of former athletes.

The NFL reported a 24% decrease in concussions in the 2018 season versus the previous year. In 2017, the league reported 281 concussions, but that number was reduced to 214 in 2018. On average, an NFL team could expect one concussion out of every four games. While this will certainly help mitigate the long-term effects of concussions for current football players, it comes far too late for many.

In 2017, a study published in the Journal of the American Medical Association led by researchers from Boston University and the VA Boston Healthcare System found 99% of former NFL football players had Chronic Traumatic Encephalopathy or CTE. CTE is a degenerative brain disease caused by repeated impacts to the head. The study was the largest to investigate the link between brain trauma sustained as the result of playing football and CTE, with researchers examining at the brains of over 202 deceased football players.

NFL players aren’t the only athletes suffering from the long-term effects of concussions, however. The study also looked at the brains of former college football players and determined 91% had CTE. Collegiate football players later diagnosed with CTE and other sports related concussion injuries don’t receive the compensation that professional players do, which means when they begin to suffer serious side effects from concussions, many don’t have the financial means to receive the same level of care as their professional counterparts.

While there is currently no cure for brain damage caused by repeated impacts to the head, former collegiate football players can hold the National Collegiate Athletic Association (NCAA) responsible for failing to implement proper concussion mitigation protocols. Raizner Law is currently representing former NCAA football players in a lawsuit against the NCAA, certain universities, and athletic conferences for putting profits before players.

Contact Raizner Law Today For Help

Our experienced trial attorneys provide free consultations to former NCAA college football players. We can explain your legal options and pursue compensation on your behalf. If you choose to work with us, there is no upfront cost and you won’t owe us anything unless we help you recover financial compensation. Call us today to schedule an appointment.