Commercial Wind Damage
When Hurricane Harvey came ashore just northeast of Corpus Christi on August 25, 2017, it was a category 4 hurricane with sustained winds of up to 130 miles per hour. Harvey’s winds traveled all along the Texas coast and up through the southeastern part of the state, causing substantial property damage to retail centers, stores, office buildings, and commercial centers along the way. Small business owners often do not have extra time outside of running their business and recovering from a storm to navigate the ins and outs of claim processing with large insurance companies.
After a natural disaster, many insurance companies will do anything in their power to avoid paying out claims. Insurance companies might use biased adjusters to investigate claims or make false representations about policy coverage to wrongfully deny claims and move on to the next file. Many commercial property owners will need help recovering the full amount owed under the policies they previously purchased from insurance companies, some of which are foreign entities without any representatives in Texas.
Commercial Flood Claims
Commercial building owners purchase flood insurance for peace of mind and to protect their investment, knowing their property will be financially protected in the event of a natural disaster like a massive hurricane or tropical storm. Unfortunately, many policyholders will discover the bad faith tactics used by insurance companies to wrongfully deny or grossly underpay flood claims. Whether you have a private flood insurance policy written by Lloyds of London or another insurance company, or a policy with the National Flood Insurance Program (NFIP), policyholders need to be on the lookout for deceptive insurance company practices and make sure they receive the full amount owed under their policy.
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