How Damage From CTE Affects Brain Health
Chronic traumatic encephalopathy (CTE) has been widely discussed for the past several years, as it continues to impact those who suffer from repeated blows to the head – particularly professional…
What is Covered by Property Damage Insurance for a Business?
It can be easy to assume that when a business suffers any kind of damage, it will be covered by insurance. This is often not the case, however, as most…
How to Calculate the Value of a Property Insurance Claim
Commercial property damage of any kind can cause a large amount of undue stress for business owners. Regardless of whether only a small portion of the property seems to be…
What is a Preexisting Damage Exclusion?
Having the right insurance is essential when owning and operating commercial property. If a fire, hurricane, or major disaster damages a property, business owners should be able to rest easy…
Why Hurricanes Pose Property Damage Concerns For Inland Communities
It’s no secret that an incoming hurricane poses a major threat to those in coastal communities. These powerful storms can cause devastating storm surges and heavy rain that can result…
The Difference Between a Hurricane and a Superstorm
When a major storm is on the horizon, meteorologists will take the time to examine its conditions and estimated path as it strengthens or weakens. In certain cases, if the…
The Wear and Tear Exclusion in Commercial Property Insurance Claims
Businesses of all types are likely to be impacted by minor to major weather events and natural disasters during their time in operation. While owners may be aware of the…
My Property Insurance Claim Was Denied: Now What?
Obtaining a commercial property insurance policy is an important part of owning and operating a business. When an unexpected event results in property damage, owners should feel at ease knowing that…
Who is Responsible for Water Damage in a Leased Commercial Property?
Many things must take place in order for a business to thrive, regardless of the industry. For example, landlords must be able to attract quality tenants when leasing a commercial…
Does Commercial Insurance Cover Fire Damage?
Fire damage to a business can be particularly devastating. Even if the fire doesn’t cause the structure to burn to the ground, it can leave behind long-lasting damage from smoke…