What is a Preexisting Damage Exclusion?
Having the right insurance is essential when owning and operating commercial property. If a fire, hurricane, or major disaster damages a property, business owners should be able to rest easy…
Why Hurricanes Pose Property Damage Concerns For Inland Communities
It’s no secret that an incoming hurricane poses a major threat to those in coastal communities. These powerful storms can cause devastating storm surges and heavy rain that can result…
The Difference Between a Hurricane and a Superstorm
When a major storm is on the horizon, meteorologists will take the time to examine its conditions and estimated path as it strengthens or weakens. In certain cases, if the…
The Wear and Tear Exclusion in Commercial Property Insurance Claims
Businesses of all types are likely to be impacted by minor to major weather events and natural disasters during their time in operation. While owners may be aware of the…
My Property Insurance Claim Was Denied: Now What?
Obtaining a commercial property insurance policy is an important part of owning and operating a business. When an unexpected event results in property damage, owners should feel at ease knowing that…
Who is Responsible for Water Damage in a Leased Commercial Property?
Many things must take place in order for a business to thrive, regardless of the industry. For example, landlords must be able to attract quality tenants when leasing a commercial…
Does Commercial Insurance Cover Fire Damage?
Fire damage to a business can be particularly devastating. Even if the fire doesn’t cause the structure to burn to the ground, it can leave behind long-lasting damage from smoke…
Does the Unauthorized Practice of Public Adjusting Apply to Licensed Insurance Agents?
Public adjusters provide valuable services to insurance policyholders in their time of need. These licensed individuals take the time to review, assess, and provide a fair evaluation of property damage…
Damages Recoverable in a Bad Faith Insurance Case
Insurance companies owe a wide range of duties to their policyholders when a claim has been filed. Insurers are responsible for ensuring claims are promptly adjusted and settled fairly. Despite…
What’s Included in Commercial Property Damage Coverage?
Starting a business can be an incredibly fulfilling experience for those looking to bring their products or services to the masses. While this can be an exciting time for owners,…