Bad Faith Insurance Lawsuit Attorneys

Homeowners Association Files Bad Faith Insurance Lawsuit

Raizner Slania filed a lawsuit on behalf of a local homeowners association against Mid-Century Insurance Company after its hail damage claim was wrongfully denied.

April 2016 Bexar County Hailstorm

On April 12, 2016, a severe hailstorm swept through Bexar County causing significant damage to the roofs, interiors, and exteriors of condominiums contained in over 50 separate buildings managed by the policyholder homeowners association . Immediately upon discovering the damage, the homeowners association filed a hail damage insurance claim with Mid-Century to cover the cost of the repairs and other damages.

In response to the claim, Mid-Century assigned adjusters, consultants, and agents to the plaintiff’s file that were inadequate and improperly trained. Specifically, the claim was assigned to two adjusters, both of whom were not properly trained to handle this type of claim and failed to perform an adequate evaluation of the damage.

After a haphazard investigation of the property, the adjuster prepared an estimate of damages to the structure that grossly undervalued and ignored obvious damages to the property. Mid-Century relied solely on the adjusters’ investigation to determine what amounts, if any, to pay on the plaintiff’s claim. Mid-Century and the adjusters represented to the plaintiff that certain damages were not covered under the policy when in fact they were.

Mid-Century denied and grossly underpaid the plaintiff’s claim. In addition, Mid-Century continued to deny and delay timely payment of the damages it did accept. This caused the plaintiff to suffer significant economic impact, worry, distress, and continuing economic and physical damage.

Mid-Century Operated In Bad Faith

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for investigation of a claim, and violations of the Deceptive Trade Practices-Consumer Protection Act (DTPA).

Bad Faith Insurance Lawsuit Attorneys

Unfortunately for Texas policyholders, bad faith insurance practices are rampant. For policyholders whose claims have been wrongfully denied by their insurance company, the only way to seek full compensation is with the help of an experienced bad faith insurance lawsuit attorney. At Raizner Slania, our attorneys can help you get what you rightfully deserve under your policy. Contact us today to schedule a free consultation to discuss your case.

MRSA Infection Lawsuit

Raizner Slania Files MRSA Infection Lawsuit On Behalf Of D.C. Woman

Raizner Slania filed a MRSA infection lawsuit on behalf of a D.C. woman against 3M Company and Arizant Healthcare after she received an infection from the companies’ Bair Hugger warming blanket device.

The plaintiff underwent a left total hip arthroplasty in August 2015 in which the Bair Hugger was used throughout the scope of her procedure to regulate her temperature. While regulating body temperature during surgery can reduce bleeding risks and shorten hospital stays, the Bair Hugger device also introduced contaminants into the plaintiff’s open surgical wound that caused her to develop a deep joint infection (DJI). The pathogens were identified as MRSA and pseudomonas aeruginosa.

Methicillin-resistant Staphylococcus aureus, or MRSA for short, is a strain of the common Staph infection that has become resistant to the antibiotics normally used to treat infections. Because of its resistance to antibiotics, MRSA is often referred to as a “super bug,” and is incredibly difficult for physicians to treat. Pseudomonas aeruginosa or P. aeruginosa is a gram negative bacteria that is a multi-drug resistant pathogen, meaning it is also resistant to some types of antibiotics used to treat infections.

As a result of the plaintiff’s infections caused by the Bair Hugger, she was forced to undergo removal and replacement surgery, multiple extensive irrigation and debridements, wound vac placement, and long-term PICC line antibiotics. Unfortunately, the plaintiff also suffered additional complications from the infections, including sepsis, which is a life-threatening condition caused by the body’s response to an infection.

The plaintiff suffered not only physically from the infections caused by the Bair Hugger, but also financially with extensive medical bills. The plaintiff believes 3M and Arizant failed to warn patients about the infection risk associated with their device and the Bair Hugger is unreasonably dangerous.

MRSA Infection Lawsuit Attorneys

If you underwent a hip or knee surgery within the last five years and suffered from an infection, you may be able to file a claim. 3M and Arizant had a responsibility to warn patients of all risks related to their product. The experienced defective device attorneys at Raizner Slania can help you hold these companies responsible. Contact us today to schedule a consultation.

Ellis County Hailstorm

Raizner Slania Files Bad Faith Insurance Lawsuit On Behalf of Local Car Wash

Raizner Slania filed a bad faith insurance lawsuit on behalf of a local Texas car wash against Columbia Mutual Insurance Company and Texas Insurance Claims Service, Inc. after its hail damage claim was wrongfully denied under Texas law.

April 2015 Ellis County Hailstorm

In April 2015, a severe hailstorm swept through Ellis County and substantially damaged the plaintiff’s property. The hailstorm caused damage to the roof, exterior, and interior of the property. Immediately upon discovering the damage, the plaintiff filed an insurance claim with Columbia for the cost of repairs to be covered under its policy.

In response to the claim, Columbia assigned representatives, adjusters, consultants, and agents to the plaintiff’s claim that were inadequately and improperly trained to handle this type of claim. Specifically, Columbia assigned the claim to Texas Insurance Claims Services who in turn assigned it to an employee.

Both Texas Insurance and the employee failed to perform a thorough investigation of the property. The employee refused to hire any qualified experts to appropriately assess the damage. In addition, the employee delayed the claims process and failed to communicate with the plaintiff.

Columbia relied solely on Texas Insurance Claims Service and the employee’s haphazard investigation of the property to determine what amounts, if any, to pay on the plaintiff’s claim. As a result, Columbia wrongfully denied and grossly underpaid the plaintiff’s claim for property repairs.

Columbia and Texas Insurance Claims Service Violated the Texas Insurance Code

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for the investigation of a claim, and failure to promptly provide a reasonable explanation for the denial of a claim.

Raizner Slania: Hailstorm Damage Lawyers

If your insurance carrier wrongfully denied a Texas hailstorm damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Call the hailstorm damage lawyers at Raizner Slania today to schedule a free consultation to discuss your case. We can help you understand your legal options and pursue compensation on your behalf.

3M Bair Hugger Lawsuit Attorneys

Raizner Slania Files 3M Bair Hugger Lawsuit on Behalf of Michigan Couple

Raizner Slania filed a 3M Bair Hugger lawsuit on behalf of a Michigan couple after the wife suffered a severe infection from the device. The couple believes manufacturers 3M Company and Arizant Healthcare were negligent in failing to warn them of the dangers associated with the device.

In December 2014, the plaintiff underwent a left total knee replacement surgery in which the Bair Hugger warming blanket was used throughout the scope of the procedure. As a direct result of using the Bair Hugger, contaminants were introduced into her open surgical wound, causing her to develop a periprosthetic joint infection (PJI). The pathogen was identified as streptococcus bovis.

Streptococcus bovis, or S. bovis, is a gram-positive bacteria associated with endocarditis, or the inflammation of the inner layer of the heart, and colorectal cancer. As a result of the infection, the plaintiff was forced to undergo multiple irrigation and debridements with hardware exchanges, aspirations, wound vac application, PICC line antibiotics, and long-term antibiotics.

Not only has the plaintiff suffered physically, but she has also suffered economically, due to extensive medical bills. The plaintiff’s husband suffered from a loss of services and a loss of consortium as a result of his wife’s Bair Hugger infection.

The Michigan couple believes the Bair Hugger is defective in design and manufacture and that the manufacturers committed consumer fraud and/or unfair and deceptive trade practices under Michigan law by selling the devices.

What Is The Bair Hugger?

The Bair Hugger is a heating blanket used to regulate body temperature during surgery. The device contains a pump that pushes air through a blanket draped over the patient, dispersing the pumped air over the patient through tiny holes in the blanket. Unfortunately for patients, it is now believed the pump system can suck in airborne contaminants, push them over the patient’s body, and force them into open surgical wounds, causing infections.

Raizner Slania: 3M Bair Hugger Lawsuit Attorneys

If you underwent a hip or knee joint replacement surgery within the last five years and suffered a post-surgical infection, you may be able to obtain compensation for your injuries. Call the experienced 3M Bair Hugger lawsuit Attorneys at Raizner Slania today to learn your legal options and protect your rights.

3M Bair Hugger Infection Lawsuit Attorneys

North Carolina Couple Files 3M Bair Hugger Infection Lawsuit

Raizner Slania filed a Bair Hugger infection lawsuit on behalf of a North Carolina couple after the husband sustained an infection from the Bair Hugger warming blanket used during surgery. The couple believes the manufacturers, 3M Company and Arizant Healthcare, failed to adequately warn patients of the infection risks associated with the device.

In June 2015, the plaintiff underwent a right revision total knee replacement in which the Bair Hugger warming blanket was used throughout the scope of his procedure to help regulate his body temperature. While regulating a patient’s body temperature during surgery can help reduce bleeding risks and shorten recovery time, the design of the Bair Hugger device introduces contaminants directly into patients’ open surgical wounds and causes them to develop serious infections.

As a result of the Bair Hugger device, the plaintiff developed a deep joint infection (DJI). The pathogens identified were group G streptococcus and staphylococcus epidermis.

Group G streptococcus is a type of the common “Strep” bacteria. However, Group G streptococcus is an opportunistic pathogen that can cause serious and life-threatening infections. Staphylococcus or “staph” as it is commonly called, is a type of bacteria that causes some of the most common infections. Staph epidermidis (S. epidermidis) is a type of staph infection that creates a biofilm around plastic devices inside the body. This makes S. epidermidis incredibly difficult to treat because the biofilm makes it immune to many types of antibiotics typically used to treat infections.

As a result of the infection caused by the Bair Hugger device, the plaintiff was forced to undergo multi-staged removal and revision arthroplasties, placement of antibiotic spacers, antibiotic therapy, and irrigation and debridement with polyethylene exchange, among other treatments. Not only has the infection caused him extensive physical pain and suffering, but it has also placed a huge financial burden on him in the form of medical bills and lost wages.

The plaintiffs believe the Bair Hugger is defective in design and manufacture. They also allege the manufacturers committed consumer fraud and/or unfair and deceptive trade practices under North Carolina law.

3M Bair Hugger Infection Lawsuit Attorneys

If you or someone you love sustained an infection after a hip or knee joint surgery in the past five years, you may be able to file a claim for compensation. The experienced defective device attorneys at Raizner Slania can review your case and help you understand your legal options. Call us today to schedule a free consultation to review your case.

NCAA Head Injury Lawsuit

Raizner Slania Files NCAA Head Injury Lawsuit On Behalf of Former San Diego State Student

Rainzner Slania filed a head injury lawsuit on behalf of a former San Diego State University football player against the National Collegiate Athletic Association (NCAA) for its failure to adopt and implement concussion management and return to play guidelines.

The plaintiff played college football for the university from 1989 to 1992 as an offensive lineman. He recalls suffering from a number of concussions during his time playing football for the university. However, every time he suffered from a concussion or sustained a sub-concussive hit, the NCAA denied him the treatment needed to monitor, manage, and mitigate the long term effects associated with traumatic brain injuries (TBIs). Every time he suffered a concussion, he was quickly returned to the field of play.

Since the inception of San Diego State University’s football program, through at least 2010, there were no adequate concussion management protocols or policies in place to address and treat concussions sustained by student-athletes during practice and in games. Although the plaintiff sustained repetitive concussive and sub-concussive hits in practices and games for its profit and promotion, the NCAA failed to adopt or implement adequate concussion management safety protocols to protect him from permanent brain damage and its effects.

As a result of his time playing college football for the university, the plaintiff now suffers from severe headaches, memory loss, irritability, sleep troubles, early stage meningioma, and other debilitating issues.

The NCAA governs over 400,000 student athletes across the country and is responsible for the health and well being of these students both on and off the field. Unfortunately for students, the NCAA put profits before players in the management of concussions. College athletes who sustained concussions playing sports for NCAA regulated teams deserve to hold the NCAA responsible for its recklessness.

NCAA Head Injury Attorneys

The experienced trial attorneys at Raizner Slania can help former college football players suffering from the long term effects of concussions sustained during practices and games. We offer free consultations to help you understand your legal options and we work on a contingency fee basis, meaning you won’t owe us anything unless we help you recover compensation. Call us today to schedule a consultation.