Raizner Slania filed a bad faith insurance lawsuit against Landmark American Insurance Company and Vericlaim, Inc. on behalf of a Dallas County industrial building owner after its insurance claim was wrongfully denied.
March 2016 Dallas County Hailstorm
On March 23, 2016, a severe hailstorm swept through Dallas County. The storm caused significant damage to the roof, HVAC system, exterior, and interior of the commercial property. Immediately upon discovering the damage, the plaintiff filed an insurance claim with Landmark to cover the cost of repairs pursuant to the terms of its policy.
In response to the claim, Landmark assigned adjusters, consultants, and agents to the plaintiff’s file that were inadequate and improperly trained. More specifically, Landmark assigned the plaintiff’s claim to Vericlaim, which in turn assigned the claim to an employee.
The employee performed a substandard inspection of the property and did not prepare an estimate or scope of damage or failed to provide them to the plaintiff. Additionally, the employee failed to hire qualified experts to appropriately assess the damage. Although the employee was provided meteorological data supporting the claim and date of loss, he deceptively ignored the data. The employee was also given physical proof and building history establishing the legitimacy of the cause and extent of the loss, but he refused to consider this evidence.
Verclaim and Landmark relied solely on the employee’s haphazard investigation to determine what amounts, if any, to pay on the claim. Vericlaim and Landmark grossly underpaid and wrongly denied the plaintiff’s claim before even finishing a thorough investigation.
Because of Vericlaim and Landmark’s delays, denials, and underpayment, the plaintiff has been unable to make necessary repairs to the property, which has resulted in further damages, including additional interior and roof damage, among others.
Vericlaim and Landmark Violated the Texas Insurance Code
Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for the investigation of a claim, and misrepresentation of the insurance policy under which it affords property coverage to the plaintiff.
If your insurance carrier wrongfully denied a Texas hailstorm damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Call the experienced hailstorm damage claim attorneys at Raizner Slania today to schedule a free consultation to discuss your case. We can help you understand your legal options and pursue compensation on your behalf.