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Lloyd’s of London has earned a deserved reputation for routinely denying or delaying payment on legitimate claims submitted by its policyholders. Business insurance claims are often met with accusations that the policyholder failed to meet strict requirements for property repair, replacement or general maintenance. Lloyd’s often sells insufficient insurance policies that cover very little, or limit payments to the “actual cash value” rather than the full replacement cost of the damage. Business owners may first learn of these tactics in the worst possible way, after a claim is made and denied.
Because Lloyd’s runs satellite offices throughout the United States from its headquarters in the United Kingdom, small- to medium-business owners are subject to a claims process that is administered thousands of miles away. This can only increase frustration as policyholders struggle to prove the validity of their claims.
Following a disaster, many business owners have their claims disputed, delayed, or denied—and are often unaware why. If you have experienced any of the following practices regarding bad faith insurance claims with Lloyd’s, you may have a claim against your insurer:
Lloyd’s is one of the most aggressive insurance companies when it comes to handling claims, but Raizner Slania has a successful record of helping Lloyd’s policyholders recover what they are owed under their policies.
If you are a policyholder with Lloyd’s of London and are having difficulty with a denied business insurance claim or delayed payment, contact Raizner Slania today. Our bad faith lawyers provide free consultations to discuss your dispute.