Denton and Tarrant County Hail Damage Lawsuit

residential property damage

Our client, a local property owner, was forced to file a lawsuit against Liberty Insurance Corporation after their hail and wind claim on two multi-million dollar residential properties was denied.

March 2016 Wind and Hail Storm

On March 23, 2016, the plaintiff’s two properties were damaged by a severe wind and hailstorm that swept through Denton and Tarrant counties. As a result, the roofs of both properties were substantially damaged. Immediately upon discovering the destruction, the plaintiff filed insurance claims with Liberty for damages caused by the storm.

In response to the claim, Liberty assigned each claim to local adjusters who were poorly trained for this type of claim. The local adjusters performed a haphazard inspection of the properties resulting in grossly undervalued damage assessments. The adjusters ignored obvious damage and refused to engage the appropriate consultants to evaluate the true scope of damage.

Liberty relied solely on the haphazard inspections of the local adjusters and represented to the plaintiff the damage was not covered under the policy, when in fact it was. Liberty has wrongfully denied one of the insurance claims, and has failed to inform the plaintiff of the decision regarding the second claim.

Liberty Violated Texas Insurance Law

Our client cites numerous violations of the Texas Insurance Code, including the failure to effectuate a fair, prompt, and equitable resolution of a claim, failure to implement reasonable standards for investigation, and failure to provide reasonable explanation for the denial of a claim, among others. Additionally, our client also cites violations of the Texas Deceptive Trade Practices-Consumer Protection Act.

Texas Wind and Hail Damage Attorneys

Although you may rely on your insurance policy to protect your property in case of a loss or disaster, your insurance carrier may not always be on your side. If your insurance carrier denied, delayed, underpaid, or disputed a Texas hail damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Our attorneys have been extremely successful in obtaining fair compensation for the victims of insurance bad faith. Contact a homeowners insurance lawyer at Raizner Slania today to schedule a consultation to discuss your case.