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Many property and business owners are finding out the hard way that their insurance carrier isn’t as honest as they thought. Steadfast Insurance frequently denies or seriously underpays insurance claims. While policyholders thought they were covered, Steadfast often employs unfair practices to handle claims. Steadfast is a surplus lines insurance company owned by the Zurich Insurance group. Unfortunately, many commercial insurance customers have found that what is most “steadfast” about this insurance company is its willingness to delay and deny legitimate business insurance claims.
The Texas Insurance Code requires all insurance carriers to effectuate a prompt, fair, and equitable resolution to a claim as well as provide a reasonable explanation for the denial of a claim – but this doesn’t always happen. Often, companies like Steadfast might deny a business insurance claim on the grounds that part or all of the damage is normal “wear and tear” or that the damage doesn’t actually fall under the policy coverage.
If you have experienced bad faith practices by Steadfast Insurance, including denial of your property damage claim, false claims that the damage is the result of prior conditions, delays in your claim process, or denial of a renewal of the policy, it’s important to remember that you have legal rights and you are not limited to accepting low settlement offers or complete denials.
The experienced lawyers at Raizner Slania know what it takes to get the compensation you deserve from your insurance carrier. Through independent evaluations and opinions from professional experts, contractors, engineers, and independent adjusters, we create a comprehensive estimate that shows the real damage your property incurred.
Raizner Slania is more than just a team of insurance litigators. Our attorneys have extensive trial experience advocating for our clients against Steadfast Insurance and other insurance carriers based all around the world. We have obtained millions of dollars in settlements, awards, and verdicts for our clients. If your business has suffered severe property damage and your insurance company is not paying you the compensation you are entitled to, then contact Raizner Slania for a free and confidential consultation today.