Fireman’s Fund is an insurance company based in California that often handles large, complex commercial property policies for business owners. Like many insurance companies, Fireman’s Fund does not always place honoring its financial agreements with policyholders among its highest priorities.
Fireman’s Fund Acting in Bad Faith
Often when a claim is submitted, Fireman’s Fund claims that the business property was in poor condition before a loss, even when their own underwriting demonstrates that the property was in good condition before the loss. Far too often, a property’s condition may have been considered highly rated when the insurance was being purchased, but that original condition is called into question when repairs are needed.
The company likes to rely on crafty legal arguments in order to deny claims and uses the court system to delay and obstruct fair payments. The company’s legal team employs tactics that intimidate a policyholder to either drop a claim or accept a low settlement amount. Rather than protecting your business assets when disaster strikes, they are more worried about their own bottom line. Fireman’s Fund depends on its policyholders giving up on claims rather than having to deal with their methods, often turning into your enemy rather than your ally in order to achieve this goal.
Insurance law requires insurance companies to show reasonable cause for denying or delaying payment if the policy clearly covers your damages. Insurance companies must also provide timely and reasonable payment for losses so that repairs can be made. When failing to do so, these companies are acting in bad faith.
Talk to a Trusted Bad Faith Lawyer Today
If Fireman’s Fund has acted in bad faith and wrongly denied, delayed, or disputed your business insurance claim, you may have a bad faith case. Raizner Slania has extensive experience handling claim disputes with uncooperative insurance companies, and we understand the tactics they employ to avoid paying policyholders’ claims. Our team of bad faith lawyers will fight them in the courtroom or at the negotiation table to force them to honor their financial obligations to you. Contact us today for a free consultation.