Anniversaries are usually celebrated as joyous events. Birthdays, wedding anniversaries, and other memorable anniversaries are a huge part of our lives. Unfortunately, not all anniversaries are festive. It’s been nearly two years since Hurricane Harvey and Hurricane Maria came ashore and devastated the United States and Puerto Rico. Not only is the two-year anniversary of Hurricane Maria and Hurricane Harvey a reminder of the destruction these storms wrought, but it also serves as a very important deadline for those affected by these storms.
The Two-Year Anniversary of Hurricane Maria and Hurricane Harvey
In the United States, all lawsuits must be filed within a designated statute of limitations. If this time expires before a potential claimant gets his or her lawsuit on file, there is nothing individuals can do to pursue an otherwise legitimate legal claim. The statute of limitations is incredibly important for both Hurricane Harvey and Hurricane Maria property damage victims.
In both Texas and Puerto Rico, commercial policyholders seeking to file insurance recovery lawsuits are typically subject to a two year contractual limitations clause. While this is much debate on this issue in both jurisdictions, and various extensions may apply, policyholders seeking relief after the second anniversary of the storm may have to face an argument from their insurance company that the lawsuit is untimely. Whether the insurance company is or isn’t correct under the law can be hotly disputed, but like in many things, it is usually better to be safe than sorry.
Insurance companies often employ bad faith tactics after large natural disasters because they don’t want to pay out on a large volume of claims. They might misrepresent the policy terms and claim certain damage isn’t covered when it actually is, or they may undervalue the damage they do accept. Whatever the case, if your insurance company has not completely compensated you for your hurricane damage, the timeframe for holding them accountable is quickly getting shorter.
Get Help Today
The two-year anniversary of Hurricane Maria and Hurricane Maria is quickly approaching. At Raizner Law, we’ve helped scores of policyholders get their rightful compensation from insurance carriers after natural disasters. We are proudly representing Hurricane Harvey and Hurricane Maria victims against dishonest insurance companies. If your insurance company is delaying, undervaluing, or completely denying your insurance claim, do not wait to contact us. We will protect your rights and pursue compensation on your behalf. Call us today to schedule a free consultation.