Tropical Storm Olga generated significant wind gusts affecting coastal Louisiana all the way into southern Mississippi. Winds were higher than expected, and the storm caused high tides and heavy rainfall as it passed through the area. Widespread damage was observed from Houston, Mississippi to Camden, Tennessee. Multiple structures were damaged, as well as countless downed trees and power lines. At least one fatality and one critical injury have been attributed to Olga.
What Constitutes a Tropical Storm?
Like a hurricane, a tropical storm is classified by a minimum sustained wind speed. According to the National Weather Service, a tropical storm is a cyclonic storm that forms in the tropics with maximum surface winds ranging from 39 to 73 miles per hour. It is characterized by a low-pressure center and several thunderstorms, which create strong winds and heavy rain.
These storms and hurricanes are also known as tropical cyclones because of the swirling, cyclical movement of warm wind and moisture through the air.
Types of Tropical Storm Property Damage
A storm can cause significant damage when it reaches land. It generally won’t make a difference in terms of insurance claims whether your business was damaged in a tropical storm or a hurricane. The property damage can be the same regardless of what type of storm hits your structure. A building can be subjected to significant damage in a storm, as it produces large amounts of rain and can cause enough wind and wave activity to damage boats and erode beaches. Some common types of storm property damage include:
The difference in classification between a hurricane and a tropical storm is slight; therefore, both kinds of adverse weather events can wreak havoc on your residential and commercial structures. Contact the insurance lawyers of Raizner Law today to find out more about how we can help you recover the insurance payout you are due under your policy.