Insurance companies owe a wide range of duties to their policyholders when a claim has been filed. Insurers are responsible for ensuring claims are promptly adjusted and settled fairly. Despite…
Dealing with damage to your commercial property can be an incredibly daunting task. While making temporary repairs, assessing and taking photos of the damage, and filing an insurance claim are…
Across the United States, state and local governments have issued “stay-at-home” and “shelter in place” orders in response to the COVID-19 crisis. These orders have severely limited, or in some…
If you own property in an area of the United States with a high hurricane risk, make sure you understand your insurance policy terms with regard to hurricane-related coverage. Beyond…
Often, insurance carriers focused on profits will allege policyholder misrepresentation or fraud was committed at the inception of an insurance contract, during the coverage period, and/or when making a claim…
One of the most critical pieces of evidence in proving up a commercial property damage claim is the building itself; and failing to preserve evidence relevant to your damages can…
After a disaster such as a fire, major plumbing leak, or windstorm occurs to your business, perhaps the worst news is finding out your claim has been denied. Here are some…
A policyholder is entitled to hire a public adjuster to represent their interests after a natural disaster causes property damage. A public adjuster should be certified, licensed, bonded, and adequately…
In 2003, the Texas Legislature enacted the Texas Prompt Payment of Claims Act (“TPPCA”) to facilitate the prompt investigation and payment of Texas insurance claims. Codified in Section 542 of…