Physical Damage Requirement and COVID-19
As insurance claims from businesses seeking coverage for losses sustained due to the new coronavirus or COVID-19 continue to pour in, many business owners feel left in the dark as…
Pandemic Event Coverage Found in “Trade Name Restoration” Policy
In one of our previous posts, we addressed policies and endorsements that might provide coverage for COVID-19 business losses. This post focuses specifically on pandemic event coverage contained in a…
Civil Authority Coverage and Stay-Home Orders May Bolster COVID-19 Business Interruption Claims
Across the United States, state and local governments have issued “stay-at-home” and “shelter in place” orders in response to the COVID-19 crisis. These orders have severely limited, or in some…
Business Interruption Claims After Hurricane Maria
After any natural disaster, businesses don’t just face property damage; they also suffer economic damages from lost business. It can take a long time for businesses to resume operations after…
What Does Business Interruption Insurance Actually Cover?
You hope nothing will interrupt your flow of business, but in reality things like the hail, fires, or other types of disasters could bring your business to a screeching halt.…