Raizner Law has filed a Hurricane Harvey bad faith insurance lawsuit on behalf of a Rockport, Texas movie theater owner against State Farm Lloyds after its insurance claim was wrongfully denied under the Texas Insurance Code.
Hurricane Harvey Makes Landfall Near Rockport, Texas
The plaintiff owns a movie theater in Rockport, Texas, that is a one-story building with over 90,000 square feet of interior space. On August 25, 2017, Hurricane Harvey came ashore in Aransas County and San Patricio County as a Category 4 Hurricane. Wind gusts in Rockport, Texas were reported up to 150 miles per hour; and, the First American Weather Service has stated these wind gusts could be underestimated in coastal areas because measuring equipment was damaged by the storm. Hurricane Harvey continued to travel through southeast Texas, inflicting billions of dollars in damages to private and public property.
As a result of Harvey’s extreme winds and rain when it hit the Texas coast, the property was substantially damaged. The catastrophic wind and rain caused substantial damage, including damage to the signage, furniture, fixtures, cameras, movie theatres, screens, and more. Immediately upon discovering the damage, the plaintiff filed an insurance claim with State Farm and asked that the cost of repairs be covered pursuant to the policy.
State Farm’s claim-handling process omitted important facts, physical evidence, and meteorological data supporting the plaintiffs’ claim and extensive losses and resulted in a wrongful underpayment. State Farm underpaid the plaintiff’s claim for the covered damage to the property and the plaintiff’s loss of business/business interruption claim.
The plaintiff was forced to hire its own consultants, who identified dramatic damage that ruined the building’s interior and business personal property. Despite clear evidence of covered damages, State Farm failed to issue the full payment owed under the insurance policy covering the plaintiff’s property and instead authorized continued delays and underpayments.
State Farm Violated The Texas Insurance Code
Our client alleges State Farm violated numerous aspects of the Texas Insurance Code, including failing to attempt to effectuate the prompt, fair, and equitable settlement of a claim and failuring to adopt and implement reasonable standards for prompt investigation of a claim.
Rockport Insurance Claim Denial Lawyers
Raizner Law is helping Rockport business owners with dishonest insurance companies who are wrongfully underpaying and denying Hurricane Harvey claims. If your Hurricane Harvey claim was denied, call us today to schedule a free consultation to see how we can help.