Raizner Law has filed a Hurricane Harvey insurance lawsuit on behalf of a Katy, Texas Motel owner against Arch Specialty Insurance Company after its insurance claim was wrongfully denied.
The plaintiff owns and operates a two-story motel in Katy, Texas that houses a lobby, 200 guest rooms, and laundry facilities. On August 25, 2017, one of the most devastating storms in United States history, Hurricane Harvey, came ashore as a Category 4 hurricane. Hurricane Harvey had wind speeds up to 150 miles per hour. As a result of these extreme winds, Harvey caused significant damage to the plaintiff’s motel. Sizable portions of the property’s roof were compromised by wind, which caused further damage to the interiors, including the windows, drywall, insulation, and flooring.
Immediately upon discovering the damage, the plaintiff filed an insurance claim with Arch and asked that the cost of repairs be covered pursuant to the policy. Arch utilized a preferred vendor to inspect the property on September 7, 2017. Arch denied the claim on December 10, 2017. According to the preferred the vendor for Arch, the claim was denied on the basis that “the roof system and building envelope did not sustain wind damage, which would have allowed water to enter. Further, the water entry is a direct result of water entering in the building through already present deficiencies in the roof and envelope systems.” To date, Arch has refused to pay for the property damage. As a result of Arch’s unreasonable denial, the plaintiff has suffered extreme economic hardship.
Violations of the Texas Insurance Code
Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to pay a claim without conducting a reasonable investigation, and misrepresentation of the policy under which it affords coverage to the plaintiff.
Get Help With Your Hurricane Harvey Wind Damage Insurance Lawsuit
Even a year after Harvey’s landfall, many business owners are still struggling to put their lives back together. If your insurance company has delayed, underpaid, or outright denied your Hurricane Harvey wind damage claim, Raizner Law can help. We are experienced insurance lawyers who are already helping hundreds of policyholders with their Hurricane Harvey wind damage insurance lawsuits. Call us today to schedule a free appointment with one of our lawyers to discuss your Hurricane Harvey wind damage insurance lawsuit.