The weather last week was devastating for many areas of Houston. With monumental rainfall, many areas of the city experienced flooding. However, the city was not prepared for the hail brought by the storms. While the presence of hail in and of itself isn’t unusual for Houston, the hail’s size made it a significant event.
For property owners northeast of the East 610 Loop and the East Freeway interchange area, flooding was the least of their problems. Property owners reported that baseball-sized hail was pelting the area. The neighborhood endured nearly thirty minutes of constant hail falling before it let up. Even small hail can cause significant damage to a property, but the large hail produced in last week’s storms was something else. Hail of this size can easily cause damage to roofs and other exterior structures, creating openings for rain to seep into. This results in substantial, costly property damage.
Unfortunately for commercial property owners, hail damage can make for extremely complicated insurance claims. Every year, hailstorms cause millions and sometimes billions of dollars in covered losses. Despite promises to help after a natural disaster, insurance companies are first and foremost a business. This means they try to limit the number of claims they pay out on to protect their bottom line.
By using a variety of bad faith tactics, insurance companies misrepresent policy coverage, undervalue damage, and sometimes outright deny valid claims. Not only does this leave policyholders in charge of paying for repairs themselves out of pocket, but business owners often face lost revenue as a result of their businesses being closed amidst ongoing repairs.
Insurance companies have no right to use bad faith tactics to shirk claim responsibility. Policyholders who regularly pay their premiums deserve full protection under their policies. When insurance companies cause unnecessary delays, undervalue, or wrongfully deny claims, policyholders can file lawsuits to obtain their rightful compensation.
Houston Commercial Hail Damage Attorneys
Raizner law is a local Houston law firm with national experience. We have taken on some of the largest insurers in the country and won. If you are struggling with your commercial hail damage insurance claim, contact our Houston commercial hail damage attorneys today to schedule a free consultation to see how we can help.