The bad faith insurance Hurricane Harvey lawyers of Raizner Law have filed a lawsuit on behalf of a Harris County, Texas commercial property owner against AmRisc, LLC, Certain Underwriters at Lloyd’s London, Indian Harbor Insurance Company, QBE Specialty Insurance Company, Steadfast Insurance Company, General Indemnity Company of Arizona, United Specialty Insurance Company, Lexington Insurance Company, Princeton Excess and Surplus Lines Insurance Company, and International Insurance Company of Hannover SE.
On August 25, 2017, Hurricane Harvey came ashore and became one of the most devastating storms in Texas history. Hurricane Harvey substantially damaged the subject property. The roof system, drywall, flooring, and other building components suffered damage. Upon discovering this damage, the plaintiff filed an insurance claim under its policy with the carriers for damages to the property. The plaintiff asked that the cost of repairs be covered pursuant to the policy.
The plaintiff’s consultant identified dramatic damage that ruined parts of the building’s interior and roof, while the carriers separated the events into a ‘primary’ and a ‘collapse’ claim. The carriers had the property inspected to determine the cause of loss and the ensuing collapse. The carriers, through AmRisc, assigned adjusters, consultants, and agents to the plaintiff’s file who were inadequate and improperly trained.
Despite clear evidence of covered damage, the carriers engaged in and ratified improper claims conduct, ultimately approving a gross underpayment of the contractual damages. This underpayment omitted important facts, physical evidence, and meteorological data supporting the plaintiff’s claim.
Violations of the Texas Insurance Code
Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to adopt and implement reasonable standards for prompt investigation of a claim, and failure to provide promptly a reasonable explanation for the denial of a claim.
Get Help With Your Bad Faith Hurricane Harvey Lawsuit
If your insurance company is delaying, denying, or underpaying your Hurricane Harvey claim, contact Raizner Law today. We are representing commercial property owners in bad faith insurance lawsuits against some of the largest insurers in the country. Call us today to schedule a free consultation.