Hotels and motels are buildings designed to be a safe haven for weary travelers, and an important investment for their owners. Owners of these properties work hard to maintain the properties and attract business. For many in the hospitality industry, it is truly a family business with groups coming together to invest and operate the business. Whether the owners are operating the hotel themselves, or have a third party operator involved, the challenges presented by fire, storm or water damage can be overwhelming.
When an insurance carrier acts in bad faith and wrongfully denies a property damage claim, the consequences to the business can be dire and result in a loss of revenue. With the help of an experienced property damage attorney, hotel and motel owners can fight back against these illegal practices and settle their insurance claim dispute in their favor. Raizner Slania has vast experience handling the unique issues of the hospitality industry in Texas and across the nation – contact us today to schedule a free case evaluation.
Hold Insurance Companies Responsible for Acting in Bad Faith
Part of maintaining a profitable hotel and motel business is to have a commercial property insurance policy and overall hotel damage policy. These policies provide a safe haven for property owners when the property is damaged, ensuring the ability to rebuild and repair their buildings quickly after a disaster strikes. Quick repairs are especially important in the hotel and motel business where time is money. Each day that a property is not repaired properly involves potential lost customers, sometimes in large numbers.
Too often, however, insurance companies will act in bad faith, wrongfully denying a property damage claim and cheating hotel and motel owners out of the insurance benefits they are due by claiming the damage isn’t covered under the policy. Whether the insurance company claims the damage is from wear and tear, a manufacturing defect, poor installation or maintenance problems, the result is the same – the insurance company refuses payment when it is needed most. If your hotel or motel business has suffered as a result of bad faith, contact an insurance claim dispute attorney to fight for what you’re owed.
Choose an Insurance Claim Dispute Attorney with Nationwide Experience
The attorneys at Raizner Slania have represented various hotel and motel owners all across Texas and around the nation in complex insurance cases and understand how insurance companies function. We can evaluate your claim, whether it was denied or not handled to your satisfaction, and can help you determine your best course of action. Our use of industry experts and knowledgeable staff allow us to present a comprehensive claim to the insurance carrier and fight for the rights that you pay for when purchasing insurance.
Our team includes experienced attorneys that have handled insurance claim disputes involving numerous franchises, including:
- Hampton Inn
- Motel 6
- Super 8
- Scottish Inn
- Best Western
- America’s Best Value Inn
- La Quinta
- Best Western
- Holiday Inn
- Crowne Plaza
- Courtyard by Marriott
- Hilton Garden Inn
- Embassy Suites
- Staybridge Suites
- Wingate by Wyndham
- Microtel by Wyndham
- Wyndham Garden Inn
- Candlewood Suites
- Fairfield Inns
- Drury Inn and Suites
- Red Roof Inn
- Comfort Inn
- Quality Inn
- Palace Inn
- Sleep Inn
- Budget Inn
- Clarion Inn
- Sheraton Four Points
- Independent motels and hotels
Combat Common Excuses for Insurance Claim Denials
Insurance policies are meant to provide property owners security when disaster strikes, but insurance providers do not always provide this security when presented with a claim. While each claim regarding a hotel damage policy is different, the excuses the insurance companies give for refusing payment are often the same. Many times, an insurance company will refuse payment on the grounds that the damage resulted from wear and tear, a manufacturing defect, or that the property was poorly maintained.
An insurance company may try to limit their payments by claiming the property is heavily depreciated and paying an “actual cash value” amount that is a fraction of the amounts owed. Insurance companies may even try to enforce improper “co-insurance penalties” against hotel and motel owners who insured their property to the correct amounts recommended by their agent. If you are confronted with any of these improper excuses, Raizner Slania can help.
Don’t Let Bad Faith Practices Interfere with Your Hotel or Motel Business
We work on a contingency fee basis, meaning that you owe us nothing unless we successfully resolve your case. If your hotel or motel property has been damaged and your insurance carrier is not holding up their end of the contract, contact Raizner Slania today to discuss your claim.