Commercial Insurance Recovery Lawyers

Many schools have various types of commercial property insurance coverage in case natural disaster strikes and causes significant damage to the premises. The purpose of the school property insurance is to protect valuable property and to make it possible to continue the mission of education during and after a disaster, if at all possible.

Even for our educational institutions, insurance companies will deny insurance claims in the wake of a storm, another natural disaster, fire, structural damage from a major plumbing failure, and more. This happens more often than you think. Even if a school district, an elementary school, middle school, high school, junior college, preparatory school, college, or university has commercial insurance, the carriers often try to come up with ways to deny or delay payment on their claims, costing the schools – whether government-run or private tuition-based institutions – millions of dollars in damage and sometimes lost revenue.

Raizner Slania has become recognized as one of the leading commercial property insurance firms nationwide with a skilled team of attorneys for property damage. The works is detail oriented, extensive, expert-intensive and of course expensive. Our team has represented cases involving office buildings ranging from 20,000 square feet professional buildings to multi-story office towers. Business owners invest in insurance policies to protect their assets should an accident or disaster inflict substantial damage on their property.

An office building owner or tenant should secure detailed professional advice before taking on an insurance company.

Hotels and motels are buildings designed to be a safe haven for weary travelers, and an important investment for their owners. Owners of these properties work hard to maintain the properties and attract business. For many in the hospitality industry, it is truly a family business with groups coming together to invest and operate the business. Whether the owners are operating the hotel themselves, or have a third party operator involved, the challenges presented by fire, storm or water damage can be overwhelming.

When an insurance carrier acts in bad faith and wrongfully denies a property damage claim, the consequences to the business can be dire and result in a loss of revenue. With the help of an experienced property damage attorney, hotel and motel owners can fight back against these illegal practices and settle their insurance claim dispute in their favor. Raizner Slania has vast experience handling the unique issues of the hospitality industry in Texas and across the nation – contact us today to schedule a free case evaluation.

When a disaster strikes, industrial property owners and operators can face uniquely large financial losses. Not only are there extensive repairs that must be made, but damage can disrupt the industrial property’s manufacturing capacity, work processes and sales. A damaged facility can also result in destroyed inventory. When a property owner runs a business out of an industrial facility, the damages and disruption can pile up quickly and a claim for damage to property is quick to follow.

Protecting equipment and inventory from any further damage are top priorities. If your industrial property has orders to fulfill, customers expect those orders to be distributed and delivered timely, or manufactured to the same high quality—no matter the circumstances. As such, any stoppage or delay to production lines or shipments can severely harm customer relations.

Retail properties are often valuable investments that need to be protected in the event of a storm, fire, water loss or other damage. Owners of retail properties can include developers, investors, real estate investment trusts, grantor trusts, and business owners small and large. Our firm has commercial lease attorneys skilled in property damage coverage that have handled retail center claims that include strip centers, shopping malls, stand-alone retail buildings, box buildings and other centers ranging in size from small shops to large urban malls.

Damage to a retail building or center can increase an owners repair costs, drive tenants away, lower rents and capitalization rates, even impact loan covenants with lenders. That is why retail center owners need to count on their insurance company to protect their investment when it is damaged. If an insurance company fails to do so, retail center owners need to act quickly to protect their own investment, even if that means engaging the insurance company in litigation.

If you own a multi-family property, such as an apartment building or condominium complex, property damage stemming from a disaster can be extremely costly. In addition to the potentially overwhelming monetary costs of damage, you must be concerned about your ongoing obligations to tenants. To keep your rental properties inhabitable and safe, it is imperative to have any damage repaired as promptly as possible.

The law firm of Raizner Slania has a skilled team of property dispute lawyers that represent owners of apartment buildings, condominiums, and other multi-family properties. We try to work your case as expeditiously as possible to minimize the disruption of the functions of your property. Our experienced team of trial lawyers have handled multi-family property insurance claims across Texas and throughout the United States.

We have represented public hospital districts, private facilities, and medical practices in claims involving damaged facilities and specialized equipment.

Churches and other house of worship are special places of community and fellowship. They are a gathering place where families and communities come together in a spiritual and relaxing environment to worship, see friends and family, and recharge after a busy week. A church is frequently the place where we spend our moments of greatest joy and deepest sorrow, and churches are made special by their spiritual and religious presence, and by the clergy and congregation. But the building matters too, and the environment and physical surroundings are important for families and worshipers to have the relaxing experience expected in a house of worship. If the building is damaged with a leaking roof, stained walls and ceilings or wet flooring, it can be difficult to enjoy and fully appreciate the experience.

Many churches and houses of worship have associated schools, and children deserve the best possible facility to nurture their education and growth. A damaged church school hurts the children and parents who expect and deserve a structured and safe educational environment. When insurance for churches is denied, it makes the situation that much more difficult.