Your building is your outward presentation to your clients of your business’s image. Siding and the exterior building envelope of your property are an important part of that image. Siding can be damaged by wind, hail, or other event, but insurance companies often try to avoid replacing damaged siding. The Michigan Supreme Court recently affirmed an opinion that required an insurance company to pay for replacement of all siding, rather than just the “damaged panels” when a reasonable match was not available.
Our attorneys have experience handling insurance litigation involving many times of exterior siding such as:
- Aluminum siding
- Brick or stone veneers
- EIFS synthetic stucco
- Steel siding
- Vinyl siding
- Fiber cement exteriors
Business owners purchase commercial insurance to protect their business against loss. When a business invests in this type of protection for unforeseen events, they are trusting that the insurance carrier will honor their policies in good faith.