When a policyholder submits a claim to their insurance company, they expect the company will act in good faith and honor their contract. Property insurance disputes arise when an insurance company denies a valid claim, often without any explanation. Insurance companies make more money when policyholders do not file claims or fail to collect on claims submitted under their policies.
Although insurance companies should honor valid insurance claims, our attorneys have witnessed instances where companies have underpaid claims or simply refused to pay. At Raizner Slania, our property damage lawyers understand that these denials can have devastating financial effects on claimants whose properties are in need of urgent repair. The normal insurance runaround gets exacerbated in the aftermath of hurricanes and other catastrophic events because a large number of policyholders are making claims at the same time. Our attorneys have extensive experience working with clients who have been underpaid, paid late, and wrongfully denied by their insurance companies and have succeeded in recovering what our clients were entitled to under their policies.
Why Was My Property Damage Claim Denied?
Insurance companies are for-profit businesses, and it helps them be more financially successful when they avoid paying claims. The insurance company will employ many tactics and tricks to mitigate their own loss, including offering a low-ball settlement or wrongfully denying the claim. To avoid paying claims, the insurance company can categorize your property damage as exceeding the scope of your insurance policy, or falling within exclusions to your coverage.
How Can A Property Damage Lawyer Help Me File a Claim Dispute?
Our attorneys can examine your policy to determine your coverage and any payments you may be owed. Insurance companies have made the process of filing and collecting on insurance claims a daunting task, hoping that most policyholders will abandon their claims, especially after being delayed or denied.
Property Insurance Dispute Lawyers
To discuss your situation with a proven property insurance dispute lawyer, please contact Raizner Slania today. We can help you protect your investment and recover what you are entitled to under your policy.