Category: Lawsuits Filed

Commercial Hailstorm Insurance Claim Lawyers

Raizner Slania Files Bad Faith Insurance Lawsuit On Behalf of Industrial Building Owner

Raizner Slania filed a bad faith insurance lawsuit against Landmark American Insurance Company and Vericlaim, Inc. on behalf of a Dallas County industrial building owner after its insurance claim was wrongfully denied.

March 2016 Dallas County Hailstorm

On March 23, 2016, a severe hailstorm swept through Dallas County. The storm caused significant damage to the roof, HVAC system, exterior, and interior of the commercial property. Immediately upon discovering the damage, the plaintiff filed an insurance claim with Landmark to cover the cost of repairs pursuant to the terms of its policy.

In response to the claim, Landmark assigned adjusters, consultants, and agents to the plaintiff’s file that were inadequate and improperly trained. More specifically, Landmark assigned the plaintiff’s claim to Vericlaim, which in turn assigned the claim to an employee.

The employee performed a substandard inspection of the property and did not prepare an estimate or scope of damage or failed to provide them to the plaintiff. Additionally, the employee failed to hire qualified experts to appropriately assess the damage. Although the employee was provided meteorological data supporting the claim and date of loss, he deceptively ignored the data. The employee was also given physical proof and building history establishing the legitimacy of the cause and extent of the loss, but he refused to consider this evidence.

Verclaim and Landmark relied solely on the employee’s haphazard investigation to determine what amounts, if any, to pay on the claim. Vericlaim and Landmark grossly underpaid and wrongly denied the plaintiff’s claim before even finishing a thorough investigation.

Because of Vericlaim and Landmark’s delays, denials, and underpayment, the plaintiff has been unable to make necessary repairs to the property, which has resulted in further damages, including additional interior and roof damage, among others.

Vericlaim and Landmark Violated the Texas Insurance Code

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for the investigation of a claim, and misrepresentation of the insurance policy under which it affords property coverage to the plaintiff.

Raizner Slania: Commercial Hailstorm Insurance Claim Lawyers

If your insurance carrier wrongfully denied a Texas hailstorm damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Call the experienced hailstorm damage claim attorneys at Raizner Slania today to schedule a free consultation to discuss your case. We can help you understand your legal options and pursue compensation on your behalf.

NCAA Concussion Wrongful Death Lawsuit Attorneys

Raizner Slania Files Several Concussion Lawsuits Against NCAA On Behalf of the Estates of Deceased Former Athletes

Last week, the attorneys at Raizner Slania filed three class action lawsuits against the National Collegiate Athletic Association (NCAA) and several other athletic conferences on behalf of the estates of three former college football players for failing to implement proper safety protocols and for concealing the dangers of concussions to student athletes. The cases involve former student athletes from Gardner-Webb University, Ohio State University, and Pittsburg State University. Raizner Slania has filed dozens of additional lawsuits on behalf of former college athletes across the country.

The NCAA has known for decades that repeated impacts to the head sustained during football practice and play can cause severe long-term consequences. However, the NCAA actively concealed this information from its athletes, and as a result, former student athletes across the nation are suffering from neurological and cognitive damage.

Over time, repeated concussions and head trauma greatly increase an athlete’s risk of developing long-term brain injuries, including severe anxiety, stress, mood swings, and anger, memory problems, depression, chronic traumatic encephalopathy (CTE), and Lou Gehrig’s disease (also known as ALS), among other conditions.

In one case, the plaintiff received a number of sub-concussive hits and concussions during his time playing college football. He was even forced to participate in “hamburger drills” where he and his teammates would be called out two at a time to hit each other as hard as they could. The repeated concussions gave him significant neurological and cognitive side effects; and, convinced his time playing college football was the cause of his suffering, the plaintiff decided to end his life. The Boston University School of Medicine, Chronic Traumatic Encephalopathy Center examined the brain samples, and he was diagnosed postmortem with Stage II/IV CTE.

In the other case, the plaintiff suffered from a number of concussions while playing college football and was never provided the treatment necessary to monitor, manage, and mitigate the long-term effects of his injuries. In 2013, he was diagnosed with ALS, also known as amyotrophic lateral sclerosis or Lou Gherig’s disease. ALS is a degenerative disease that causes victims to gradually lose voluntary control of their muscles. ALS caused the plaintiff to slowly lose the ability to walk, talk, move, and eventually breathe, causing his death. ALS is a known consequence of repetitive concussions in football players and other collegiate athletes.

In the third case, the plaintiff suffered from a number of concussions, two of which caused him to lose consciousness and two additional concussions that required hospitalization. As a result, the plaintiff began to suffer from severe anxiety, apathy, sluggishness, stress, mood swings and anger, memory problems, and depression. Despite his persistence to get better, the plaintiff’s condition worsened and he took his own life. Boston University School of Medicine, Chronic Traumatic Encephalopathy Center studied the brain samples, and posthumously diagnosed the plaintiff with Stage II-III CTE.

The NCAA, its conferences, and its universities had a responsibility to student athletes to safeguard their health and wellbeing. Unfortunately, the NCAA put profits before players and as a result, former college athletes are struggling with permanent and debilitating conditions.

NCAA Concussion Wrongful Death Lawsuit Attorneys

If you or a loved one experienced brain trauma after suffering a head injury while playing for an NCAA regulated team, please contact the attorneys at Raizner Slania. Our consultations are free and confidential, and we work on a contingency fee basis, meaning you owe us nothing unless we help you obtain compensation.

Apartment Insurance Claim Lawyers

Raizner Slania Files Bad Faith Insurance Lawsuit On Behalf of Harris County Apartment Complex

Raizner Slania filed a bad faith insurance lawsuit in Harris County against Ted W. Allen & Associates, Inc. on behalf of the owners of a local apartment complex whose insurance claim was wrongfully denied under the Texas Insurance Code.

December 2016 Fire

On December 10, 2016, a catastrophic fire broke out on the plaintiff’s property. As a result, the exterior, interior, roof, ceiling, and other structures of the property were damaged. Soon after the fire, the plaintiff filed a claim under its commercial insurance policy to cover the cost of repairing the property damage.

In response to the claim, the insurance company denied large portions of damages for which the coverage should have been secured. Instead of the coverage being extended as requested, the insurance carrier applied stringent limits concerning the covered damages to the property, including lost rents.

Allen & Associates was the agency that sold the policy to the plaintiff. The agency failed to secure the requested building coverage requested by the plaintiff, and failed to remove references to the per-building limits despite clear requests from the plaintiff. Because of Allen & Associates’ failures and misrepresentation, the plaintiff suffered significant financial harm and damage.

Violations of the Texas Insurance Code

Allen & Associates violated numerous sections of the Texas Insurance Code, including misrepresentation of an insurance policy under which it affords property coverage to the policyholder and knowingly committing foregoing acts, with actual knowledge of the falsity, unfairness, or deception of the foregoing acts and practices.

In addition to violating the Texas Insurance Code, Allen & Associates violated the Texas Deceptive Trade Practices-Consumer Protection Act, which provides additional protections to consumers who are victims of deceptive, improper, or illegal practices.

Apartment Insurance Claim Lawyers

Policyholders deserve to receive their rightful payments under their insurance policies. However, when one or more party misrepresents the terms of a policy, policyholders can be left high and dry. The experienced apartment insurance claims lawyers at Raizner Slania have helped property owners across Houston and throughout Texas get their rightful payments from agencies and insurance companies operating in bad faith. If your insurance company wrongfully delayed or denied your claim, contact us today for a free consultation to see how we can help.

Bad Faith Insurance Lawsuit Attorneys

Homeowners Association Files Bad Faith Insurance Lawsuit

Raizner Slania filed a lawsuit on behalf of a local homeowners association against Mid-Century Insurance Company after its hail damage claim was wrongfully denied.

April 2016 Bexar County Hailstorm

On April 12, 2016, a severe hailstorm swept through Bexar County causing significant damage to the roofs, interiors, and exteriors of condominiums contained in over 50 separate buildings managed by the policyholder homeowners association . Immediately upon discovering the damage, the homeowners association filed a hail damage insurance claim with Mid-Century to cover the cost of the repairs and other damages.

In response to the claim, Mid-Century assigned adjusters, consultants, and agents to the plaintiff’s file that were inadequate and improperly trained. Specifically, the claim was assigned to two adjusters, both of whom were not properly trained to handle this type of claim and failed to perform an adequate evaluation of the damage.

After a haphazard investigation of the property, the adjuster prepared an estimate of damages to the structure that grossly undervalued and ignored obvious damages to the property. Mid-Century relied solely on the adjusters’ investigation to determine what amounts, if any, to pay on the plaintiff’s claim. Mid-Century and the adjusters represented to the plaintiff that certain damages were not covered under the policy when in fact they were.

Mid-Century denied and grossly underpaid the plaintiff’s claim. In addition, Mid-Century continued to deny and delay timely payment of the damages it did accept. This caused the plaintiff to suffer significant economic impact, worry, distress, and continuing economic and physical damage.

Mid-Century Operated In Bad Faith

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for investigation of a claim, and violations of the Deceptive Trade Practices-Consumer Protection Act (DTPA).

Bad Faith Insurance Lawsuit Attorneys

Unfortunately for Texas policyholders, bad faith insurance practices are rampant. For policyholders whose claims have been wrongfully denied by their insurance company, the only way to seek full compensation is with the help of an experienced bad faith insurance lawsuit attorney. At Raizner Slania, our attorneys can help you get what you rightfully deserve under your policy. Contact us today to schedule a free consultation to discuss your case.

Ellis County Hailstorm

Raizner Slania Files Bad Faith Insurance Lawsuit On Behalf of Local Car Wash

Raizner Slania filed a bad faith insurance lawsuit on behalf of a local Texas car wash against Columbia Mutual Insurance Company and Texas Insurance Claims Service, Inc. after its hail damage claim was wrongfully denied under Texas law.

April 2015 Ellis County Hailstorm

In April 2015, a severe hailstorm swept through Ellis County and substantially damaged the plaintiff’s property. The hailstorm caused damage to the roof, exterior, and interior of the property. Immediately upon discovering the damage, the plaintiff filed an insurance claim with Columbia for the cost of repairs to be covered under its policy.

In response to the claim, Columbia assigned representatives, adjusters, consultants, and agents to the plaintiff’s claim that were inadequately and improperly trained to handle this type of claim. Specifically, Columbia assigned the claim to Texas Insurance Claims Services who in turn assigned it to an employee.

Both Texas Insurance and the employee failed to perform a thorough investigation of the property. The employee refused to hire any qualified experts to appropriately assess the damage. In addition, the employee delayed the claims process and failed to communicate with the plaintiff.

Columbia relied solely on Texas Insurance Claims Service and the employee’s haphazard investigation of the property to determine what amounts, if any, to pay on the plaintiff’s claim. As a result, Columbia wrongfully denied and grossly underpaid the plaintiff’s claim for property repairs.

Columbia and Texas Insurance Claims Service Violated the Texas Insurance Code

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for the investigation of a claim, and failure to promptly provide a reasonable explanation for the denial of a claim.

Raizner Slania: Hailstorm Damage Lawyers

If your insurance carrier wrongfully denied a Texas hailstorm damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Call the hailstorm damage lawyers at Raizner Slania today to schedule a free consultation to discuss your case. We can help you understand your legal options and pursue compensation on your behalf.

commercial wind damage

Hotel Owner Files Commercial Wind Damage Lawsuit

Our client, a local hotel owner, was forced to file a lawsuit against Underwriters at Lloyd’s London and Engle Martin & Associates after its commercial wind damage insurance claim was wrongfully denied under Texas law.

March 2016 Windstorm

On March 25th and 26th, 2016, a windstorm swept through Harris County, causing substantial damage to the roof, windows, exteriors, and interiors of the plaintiff’s property. After the storm, the plaintiff immediately filed an insurance claim to cover the damages to the property. In response to the claim, Lloyd’s assigned representatives, adjusters, consultants, and agents to the plaintiff’s claim that were inadequately and improperly trained. Specifically, Lloyd’s assigned the claim to Engle Martin, who in turn assigned it to an employee who was not equipped to handle this type of claim.

The employee failed to complete an adequate inspection and refused to acknowledge all the damages to the property. The employee also failed to prepare an estimate or scope of damages to the property and/or failed to provide the estimate to the plaintiff. To assess the damage, the employee retained consultants from a preferred vendor list who are not registered with the Texas Department of Insurance, and then utilized the preferred vendor’s report to make recommendations to Lloyd’s on what portions of the claim to deny under the Policy.

The plaintiff never received a formal denial letter from Lloyd’s or the Engle Martin employee. However, as a result of the employee’s haphazard inspection, misrepresentations, and inadequate investigation, Lloyd’s denied the plaintiff’s claim for wind damages by sending an engineering report stating there was no damage.

Lloyd’s Violated The Texas Insurance Code

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for the investigation of a claim, and misrepresentation of the insurance policy under which it affords property coverage to the plaintiff.

Raizner Slania: Windstorm Damage Attorneys

If your insurance carrier wrongfully denied a Texas windstorm damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Call the experienced windstorm damage claim attorneys at Raizner Slania today to schedule a free consultation to discuss your case. We can help you understand your legal options and pursue compensation on your behalf.