Hurricanes often spread destruction over hundreds of miles, impacting countless businesses. Even without a direct hit, the accompanying windstorm, rain, tornadoes, and hail can forge a path of destruction, impacting commercial and industrial businesses of all sizes. The longer the insurance company disputes your business’s legitimate commercial hurricane damage claim, the longer it can take to get your business up and running again. The delay could lead to more damage to your business’s property and its relationships with clients and customers.
Under state laws, insurance companies are not permitted to engage in unfair delay tactics and can be held accountable for losses caused by unreasonable failure to pay a claim promptly or for unreasonable failure to pay as required by an insurance policy agreement. A commercial hurricane claims lawyer can assist clients with pursuing a bad faith claim against an insurer that is negatively impacting a business or real estate investment.
Recovering From Hurricane Damage to Your Business
The insurance dispute attorneys at Raizner Slania are experienced litigation professionals who can help commercial property owners and business owners take action against a commercial insurance carrier that has operated in bad faith.
If you have experienced any of the following after submitting a hurricane damage claim, contact us today:
- Denied property damage claims
- Failure to promptly pay claims
- Failure to properly and promptly investigate and assess hurricane damage
- Low-ball claims assessments and settlement offers
- Accusations that your building did not meet specified code requirements
- Damage from the storm being classified as prior damage, faulty construction or manufacturing defects
- False claims that the damage was from wear and tear or improper maintenance
Insurance law is clear. Insurance companies are required to show reasonable cause for denying or delaying payment if the policy clearly covers certain weather-related damages. This is as true for small, medium, or large commercial claims as it is for owners of residential property. Insurance companies must also provide reasonable and prompt payment for losses so that repairs can be made.
An insurance company must be held accountable if it fails to live up to the implied promise of good faith imposed by law on all insurance contracts. A bad faith case can result in a verdict ordering the insurer to pay claims in full and can hold an insurance company accountable for their misconduct, sometimes in an amount that exceeds the actual insurance policy limits.
We Hire Independent Roofers, Contractors and Engineers to Value the Damage
When our insurance dispute attorneys handle hurricane claims, we don’t just take the estimates provided by the insurance company’s adjusters. We obtain independent evaluations from professional experts, contractors, engineers, and independent adjusters. By doing so, we are able to pursue a proper and full claim on behalf of you and your business.
Free Consultation and Contingency Fee Basis from An Insurance Dispute Attorney
If your commercial insurance carrier has denied, delayed, or disputed your business hurricane damage claim, an experienced insurance dispute attorney at Raizner Slania LLP can help. Our firm has earned nationwide recognition as a preeminent law firm helping policyholders fight for their rightful claims against insurance companies that operate in bad faith.
Please contact us today for a free initial consultation. We handle all bad faith insurance litigation cases on a contingency fee basis, meaning you will not pay us anything unless we help you recover the damages you seek.