Homeowners’ Property Damage – Hail
Hail Claim Damage Disputes
Homeowners’ Hail Claim Damage Disputes
Property owners who have purchased homeowners’ insurance policies to protect their home expect to be protected in the event of a damaging hailstorm. Unfortunately, policyholders filing claims for hail damage often face difficulties recovering the compensation they are entitled to under their policy. In recent years, a number of major hailstorms have hit cities and populated areas causing extensive damage. Instead of honoring their contracts, many insurance companies have ramped up their efforts to save money by denying legitimate hail claims.
Recovering From Hail Damage
Hail can cause visible damage to the physical structure of your residence, and can also damage the roofing granules/shingles and siding. In many instances, insurance companies will claim only part of the damage was a result of the hail damage versus normal wear and tear, manufacturing defects, and/or other excuses not to pay. Many insurance companies outright refuse to pay any damage to the interior of a home caused by roof and window leaks from hail. After an event such as a hailstorm, insurers will often attempt to deny, dispute, or delay valid claims for property damage. Insurers may point to any number of excuses for failing to act in good faith:
- Arguing that pre-existing damage existed
- Claiming that poor construction or maintenance of the property contributed to the loss
- Blaming the damage on manufacturing defects
- Undervaluing the loss or damage to your residence
- Insisting that the damage requires minor repairs and not full replacement
- Refusing to pay for expenses related to repairs, debris removal, or living expenses
If you have experienced any of these actions by your insurer, you may need an attorney who can help you stand up to your insurer and get the compensation you deserve on your hail damage claim.
Get Help For Your Hail Damage Claim
Most of Texas can be especially susceptible to massive hailstorms. Our attorneys have been extremely successful in obtaining fair compensation for the victims of insurance bad faith. If your residence has suffered hail damage and your claim has been denied, delayed, or disputed by your homeowners’ insurance, an experienced insurance litigation attorney can help.
Contact Raizner Slania today for a free initial consultation on your residential hail damage claim. We handle bad faith insurance litigation cases on a contingency fee basis, so you will not pay attorney’s fees unless we recover. Allow us to help you get you the compensation you are entitled to.