Crawford Commercial Business Insurance Disputes
Crawford Commercial Property Insurance policyholders are discovering that Crawford often performs inadequate investigations of claims, resulting in outright denials or gross underestimations of commercial property insurance damage. If you, or someone you know, has had your claim denied, undervalued, or delayed you have a right to legal protection.
How Crawford Operates in Bad Faith
When selling insurance policies, most insurers hold themselves out as having a friendly staff of helpful people to assist with any problem that might arise. Unfortunately, that rosy presentation isn’t always real. In fact, many insurers don’t maintain any staff whatsoever to handle claims. This problem is particularly prevalent among surplus lines insurers, and unfortunately, many business owners are unaware of the risks they face with a surplus lines insurance policy.
Because many so-called insurance companies are merely fronts for other companies or investors, they lack the employees and resources to properly investigate claims. So when a policyholder submits a claim, many insurers simply hire an outsourced third party administrator or claims management company like Crawford to handle the claim. Crawford’s investigations are often the sole determining factor in claims resolution, so they’ve quickly gained a reputation among many policyholders and their representatives for their bad faith insurance tactics.
Reasons Crawford Might Deny or Undervalue Your Claim:
- The property damage is considered normal “wear and tear”
- The damage was caused by improper maintenance
- Age or alleged disrepair of the property
- The damage was less than the deductible on the policy
- The damage doesn’t fall under the terms of the insurance policy
Policyholders have legal protection from these bad faith tactics under both the Texas Insurance Code and the Texas Deceptive Trade Practices-Consumer Protection Act (DTPA), which provide financial relief to consumers who are victims of deceptive, improper, or illegal practices. However, taking on a claims management company or an insurance company on your own can seem daunting, if not impossible.
If your commercial property insurance claim has been grossly undervalued or completely denied based on a Crawford investigation, the attorneys at Raizner Slania can help. We have successfully dealt with Crawford in many of our cases, and our experienced trial attorneys can help you get the compensation you are entitled to under your policy.
Bad Faith Insurance Lawyers
The bad faith insurance attorneys at Raizner Slania have earned a national recognition for holding insurance companies, adjusters and third party administrators accountable for denying rightful claims. If the appropriate claims payment for your commercial property damage has been denied, underpaid, or delayed, contact the bad faith insurance lawyers at Raizner Slania today for a free consultation.