Tag: Dallas County

Commercial Hailstorm Insurance Claim Lawyers

Raizner Slania Files Bad Faith Insurance Lawsuit On Behalf of Industrial Building Owner

Raizner Slania filed a bad faith insurance lawsuit against Landmark American Insurance Company and Vericlaim, Inc. on behalf of a Dallas County industrial building owner after its insurance claim was wrongfully denied.

March 2016 Dallas County Hailstorm

On March 23, 2016, a severe hailstorm swept through Dallas County. The storm caused significant damage to the roof, HVAC system, exterior, and interior of the commercial property. Immediately upon discovering the damage, the plaintiff filed an insurance claim with Landmark to cover the cost of repairs pursuant to the terms of its policy.

In response to the claim, Landmark assigned adjusters, consultants, and agents to the plaintiff’s file that were inadequate and improperly trained. More specifically, Landmark assigned the plaintiff’s claim to Vericlaim, which in turn assigned the claim to an employee.

The employee performed a substandard inspection of the property and did not prepare an estimate or scope of damage or failed to provide them to the plaintiff. Additionally, the employee failed to hire qualified experts to appropriately assess the damage. Although the employee was provided meteorological data supporting the claim and date of loss, he deceptively ignored the data. The employee was also given physical proof and building history establishing the legitimacy of the cause and extent of the loss, but he refused to consider this evidence.

Verclaim and Landmark relied solely on the employee’s haphazard investigation to determine what amounts, if any, to pay on the claim. Vericlaim and Landmark grossly underpaid and wrongly denied the plaintiff’s claim before even finishing a thorough investigation.

Because of Vericlaim and Landmark’s delays, denials, and underpayment, the plaintiff has been unable to make necessary repairs to the property, which has resulted in further damages, including additional interior and roof damage, among others.

Vericlaim and Landmark Violated the Texas Insurance Code

Our client cites numerous violations of the Texas Insurance Code, including failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to implement reasonable standards for the investigation of a claim, and misrepresentation of the insurance policy under which it affords property coverage to the plaintiff.

Raizner Slania: Commercial Hailstorm Insurance Claim Lawyers

If your insurance carrier wrongfully denied a Texas hailstorm damage claim, you need an experienced team of insurance lawyers to help you get the compensation you deserve. Call the experienced hailstorm damage claim attorneys at Raizner Slania today to schedule a free consultation to discuss your case. We can help you understand your legal options and pursue compensation on your behalf.

dallas county

Dallas County Wind and Hail Damage Lawsuit

Our client, a local hotel owner, was forced to file a lawsuit against the International Insurance Company of Hannover SE (Hannover) and Vericlaim, Inc. after its commercial property insurance claim was wrongfully denied.

May 2015 Wind and Hail Storm

On May 28, 2015, a wind and hail storm swept through Dallas County and caused significant damages to the plaintiff’s property, including damage to the roof, HVAC, exterior, interior, and more. Upon discovering the damage, the plaintiff filed an insurance claim under the policy with Hannover for damaged caused by the storm.

Hannover assigned adjusters, consultants, and agents to the plaintiff’s file that were inadequately and improperly trained. Specifically, the insurer assigned the claim to Vericlaim, who in turn hired an adjuster to oversee the file. The adjuster was unqualified, and during an inspection of the property the adjuster overlooked obvious damage. After the haphazard inspection, the adjuster failed to prepare any estimates. Because of the adjuster’s inadequate inspection, the plaintiff was forced to hire its own consultant to evaluate the damages and point out obvious damages the adjuster ignored.

As a result of the adjuster’s inadequate, incomplete, and unreasonable investigation, the commercial property damage insurance claim was denied. Hannover’s refusal to pay for damages covered under the policy has caused a significant negative economic impact on our client’s business, worry, distress, and continuing economic and physical damage to the property.

The Insurance Carrier Violated the Texas Insurance Code

Our client cites violations of the Texas Insurance Code, including a failure to effectuate a prompt, fair, and equitable settlement of a claim, failure to provide a reasonable explanation for the denial of a claim, and refusal to pay a claim without a reasonable investigation, among others. Our client alleges that the insurance carrier acted in bad faith and violated the Texas Deceptive Trade Practices-Consumer Protection Act.

Raizner Slania: Wind and Hail Damage Attorneys

If your commercial insurance carrier has denied, delayed, or disputed your wind and hail damage insurance claim, the experienced Houston litigation attorneys at Raizner Slania can help. We’ve helped scores of policyholders get the rightful compensation they deserve under their policies. Call us today for a free consultation.